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The Global Village.

Unlike all other mammals we have learnt to trust people we don’t  know particularly well. We get in planes that fly at 37,000 feet designed and made by people we don’t know, we go up in buildings that we have no idea who laid the foundations of, we let doctors knock us unconscious and cut us open to help us. We do all of this because we trust that it is in our best interests or to our advantage to do so.

No other mammal in the world has found a way to co-exist in the world in groups of more than 150 because they have to form intimate bonds of friendship and the time taken to maintain those relationships means that the cap on any one group existing peacefully caps out at around the 150 mark. More than this and the group implodes or splinters to formal a rival group. Trust is a uniquely human concept.

When we all lived in tribes it was easy to police the concept of trust. If you borrowed a stone axe from Jane, well everyone knew you had Jane’s axe and Jane was pretty handy with her other axe so there was always a good reason to return it. If Bob helped you thatch your hut in summer before the rain came, everyone knew Bob helped you thatch your roof so you made sure you helped Bob out next time he needed a hand or you were getting a wet head next winter. 

The concept of trust is literally the bedrock that underpins the entire global economy. Money, contracts, share markets, everything is based on the idea that we can trust the person making the sale or buying the product.  A contract is nothing more than a promise to do or pay something in return for something else. No trust no deal, simple.

Except that we no longer live in a tribe of a few hundred people with social consequences for those who went against the best interests of the tribe. We now live in huge towns of thousands and thousands of people or global mega cities of 5, 10, 20, 30 million people. How are you going to trust everyone you ever do business with? You can’t, no matter how much you’d like to be able to, it’s just not possible.

Well, it wasn’t possible until now. We actually know the people you cant trust to do business with. Unfortunately that information is only known by the people who have been burnt and ripped off by those who chose to undermine the concept of trust for their own personal gain. It’s now easier than ever to become anonymous in a world of 7 Billion odd people with next to no consequences if you don’t pay your bills on time.

Late Payer List was born out of this idea: what if we could all collaboratively share the knowledge of who doesn’t pay their bills with everyone who needed to know? This knowledge is already out in the business community, the problem is that that knowledge is not shared in any coherent manner. Would you do business with someone who doesn’t pay their bills? Of course you wouldn’t, that would be crazy. Late Payer List aims to share that knowledge far and wide. 

The twin effect will be that late payers have a huge incentive to pay back outstanding debts or else be frozen out of the economy and you will now be able to search our data base to know who doesn’t pay their invoices on time.

We are bringing the idea of the tribe back to the modern economy, there used to be consequences for a member of the tribe who acted against the tribe’s best interest. This has been lost in the rush toward globalisation and with it business has lost the ability to trust who they deal with.

The aim at Late Payer List is to return money to your pocket to help local, national and international business thrive. Imagine what you could do if you could trust everyone you did business with? Jump on Late Payer List so you can.